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It starts with strategic planning.
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Your retirement should be seen as a reward for all the years you spend at work but don't sit back and expect it to be a breeze because it won't be if you haven't managed your pension throughout your working life. There are a few simple things you can do to make planning for the future easier. Also, consider simplifying the task of planning for retire. Yes, the old insurance question. You want to be protected but you don't want to pay for superfluous or redundant coverage.
Things like establishing a savings habit, making it automatic, and calculating how much you'll need.
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